2025-2026 Graduate Catalog
Methods of Payment
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SMU provides various payment options for students and their families, including checks, money orders, credit cards (American Express, Discover, MasterCard, VISA), wire transfers, and financial aid. They also offer extended payment plans to help manage expenses. Additionally, the University administers payment plans plans through the Division of Enrollment Services, in partnership with state and federal financial aid sources.
SMUPAY
SMU provides a secure website through which you can make electronic check (eCheck) and electronic credit card (American Express, Discover, MasterCard and VISA) payments to your SMU accounts. Payments made online will be posted to the student and/or miscellaneous account at once. At the time of electronic payment, a receipt will be provided. Please visit SMUpay, which is located on the left-hand side of on your my.SMU Student Dashboard.
Note: Credit card (American Express, Discover, MasterCard, and VISA) payments will be processed through Flywire. If you choose this option, a non-refundable service charge fee will be added for each transaction. The non-refundable service charge fee is 2.85 percent for US based credit/debit card payments and 3.95 percent service fee per transcation for international non-US card payments.
Make sure the pop-up blocker is off. SMUpay requires Microsoft Internet Explorer 8 or newer, Mozilla Firefox 17 or newer or Google Chrome 24 or newer with JavaScript, Cookies and Secure Sockets Layer (SSL) enabled.
CREDIT CARD PAYMENTS
Credit card (American Express, Discover, MasterCard, and VISA) payments will be processed through Flywire. If you choose this option, a non-refundable service charge fee will be added for each transaction. The non-refundable service charge fee is 2.85% for US based credit/debit card payments and 3.95% service fee for international non-US card payments per transaction.
eCheck (Personal Checking or Savings) PAYMENTS
(no service charge fee)
You will need to provide your bank account’s routing number and checking or savings account number. If you have questions about the correct numbers to use, please contact your financial institution. Keep in mind that some banks use different routing numbers for ACH transactions and wire transfers. The routing number you need to use for payment through an eCheck is the ACH routing number, which is typically found at the bottom of your check and is the left-most number, followed by your account number, and then by the number of the check. Do NOT use any numbers on your debit card.
Requirements for non-checking accounts: For savings account routing numbers, contact your financial institution. Deposit slips may not include the correct routing number. Not all payments from brokerage/investment accounts can be made online; please check with your account representative. Checks written from credit card accounts, commonly called convenience or credit advance checks, may not allow electronic transactions. Contact your financial institution to find out if ACH transactions are allowed.
STUDENTS
Begin processing by logging on to https://my.SMU.edu. Select Students tile, click on Student Dashboard, click on Financials on the left-hand side menu, click on SMUpay.
FACULTY/STAFF
Begin processing by logging on to https://my.SMU.edu. Select Employees tile, select Employee Self-Service on the drop-down menu, click on the Financial Account tile, select a term, and click on an amount, click on SMUpay.
AUTHORIZED PAYER (SMUPAY: VIEW BILLS AND MAKE PAYMENTS)
Students can add Authorized Payers on their SMUpay account. Authorized Payers can view a student’s bills, statements and unbilled activity, as well as make payments. When students add an Authorized Payer, the added payer will receive an email that will have the User ID and URL needed to complete the Authorized Payer setup. Parents and others can access a student’s account once they have been added as an Authorized Payer. Students should visit smu.edu/bursar/smupay.asp page for further instructions on adding an Authorized Payer. Instructions for resetting a login name and password can also be found on this website.
DOMESTIC AND INTERNATIONAL WIRE PAYMENTS
SMU has partnered with Flywire to provide our international students with easy and secure methods to send international payments through your my.SMU portal or Authorized Payer account.
Make Payment to the student account by selecting the Link in SMUpay and completing the process. Save on bank fees and exchange rates. You can make international wire payments to the student account by selecting the link in SMUpay and completing the process. Provide the correct Student SMU ID number for payment to be applied correctly. Be sure to follow the selected wire vendor’s instructions to complete payment through your bank. The payment will be posted to your student account within 24 hours of the payment status being delivered to Flywire. Payments must be paid far enough in advance to be posted to your account by the due date.
529 COLLEGE SAVINGS PLAN AND STATE PREPAID COLLEGE PLANS
Many financial institutions offer college savings programs that enable families to save money for a child’s college education. Each financial institution has separate rules and regulations that govern how funds may be used and how they are sent to SMU. Please check with your financial institution to see if a digital distribution option is available through Flywire.
If your 529 College Savings Plan does not offer digital distribution through Flywire, you will need to mail a check to the following address:
Payments should be mailed to:
Southern Methodist University
Student Financial Services
P.O. Box 750181
Dallas, TX 75275
Overnight/Courier:
Southern Methodist University
Student Financial Services
6185 Airline Rd.
Dallas, TX 75205
IMPORTANT: Providers must include the student’s name and SMU ID number to ensure prompt processing. Please allow up to ten (10) business days from the date that your provider sends payment for receipt and processing by SMU.
TUITION REFUND INSURANCE
Tuition Refund Insurance can help refund your tuition, fees, room, and meal plan charges, up to the policy limits, if you are unable to complete the semester due to a covered medical reason such as an illness, accident, or mental health issue. This insurance program complements and enhances SMU’s refund policy, and we believe families will benefit from this added protection. Please visit www.gradguard.com/tuition/smu to review the complete refund policy and for more information about Tuition Refund Insurance.
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