SMU Satisfactory Progress Policy

SMU SATISFACTORY ACADEMIC PROGRESS (SAP) POLICY

(Federal, State and Institutional Financial Aid)

Federal regulations require students to meet specific Satisfactory Academic Progress (SAP) requirements to maintain eligibility for financial aid. Students are evaluated at the end of the spring term, prior to the start of the summer term, to verify academic progression. The following information describes various measurements used to determine satisfactory academic progress and the minimum SAP requirements to keep eligibility for federal, state, and institutional financial aid programs.

**NOTE** Most SMU merit-based scholarships require a minimum GPA of 3.000 or higher. For more information on the retention requirements for your specific academic scholarship, please refer to your academic adviser or academic catalog.

Standards of Measurement:

Cumulative GPA (Qualitative Measurement)
All careers & academic programs are measured at the end of the spring term each year (unless otherwise noted). Measurement is based on the following.

Undergraduate Students – Minimum cumulative GPA of 2.000 or higher.
Graduate Students – Minimum cumulative GPA of 2.000 for all programs unless otherwise required by the academic department or graduate program of study. Academic departments may require a minimum cumulative GPA greater than 2.000 for all students enrolled in a specific program of study. The GPA used to determine SAP for any specific program will be stated in each school’s academic catalog. If there is no GPA requirement listed for the school or program, a GPA of 2.000 will be used.

Degree Completion Rate (Quantitative Measurement)
Schools must ensure that students are progressing toward completing their degree at a reasonable rate. The rate of completion is measured as follows:

Completion rate = Total number of earned hours ÷ Total number of hours attempted.

Undergraduate - Required completion rate of 75%.
Graduate - Required completion rate of 67%.

Program/Time Limits

150% Hour Limit – The total number of hours attempted by students, both undergraduate and graduate, cannot exceed 150% of the total number of hours required to earn the degree. Students exceeding 150% are not eligible to receive federal, state, and institutional aid.
- Changing Majors – A student who has attempted 150% of the hours needed to earn their degree because they have changed majors, is an example in which professional judgment can be used to allow additional hours to be attempted.
- Transfer Hours – Hours transferred to SMU from other institutions that meet the degree plan course requirements and are accepted for transfer credit will be included in the 150% calculation.
Maximum Term Limits
- Undergraduate students are limited to 12 terms or six academic years.
- Graduate students are limited to the time determined by the specific academic program. Information on program length can be found in the course catalog for your program of study. Maximum term limits for Doctoral programs are evaluated on a case-by-case basis with advisement from the academic department.
- Students attending less than full time will be allowed extra terms to complete their degree.

SAP Status

Meets – Students who meet the minimum standards previously mentioned are given a satisfactory status of “Meets SAP” and will remain eligible to receive Federal Title IV and state financial aid funding for the upcoming academic year.

NOT Meets – This unsatisfactory status will be assigned to any student who does not successfully pass all required measurements for their program of study. Students failing one or more of the required measurements will be flagged as “Not Meets SAP” and immediately notified that they are no longer eligible to receive financial aid funding. Any financial aid offered for upcoming terms will be canceled. SAP notification is sent via SMU email. A hard copy letter may be sent as a follow up if a student has not responded.
- The SAP Notification letter notifies the student that they are no longer eligible to receive Title IV funds based on the standards of satisfactory academic progress. It also explains why they are failing SAP and gives instructions on how to re-establish eligibility.
Approval on Appeal with Probation (APPB) – Assigned by a financial aid adviser following a successful SAP appeal, APPB status is granted for one term only. It allows the student to receive financial aid for that term. Appeal documentation will be kept in the students file. At the end of the probationary term, SAP will be reassessed:
- If all SAP standards are met, the student’s status will be updated to “Meets SAP”, and they will remain eligible for financial aid.
- If standards are not met, the student becomes ineligible for aid, and the status changes to ” Disqualified”.

However, if the student shows significant academic progress, they may meet with an academic advisor and based on the advisor’s evaluation submit a second appeal with a multi-term academic plan aimed at meeting SAP requirements. If approved, the status changes from APPB to APPL (Approved with an Academic Plan).

Approved with an Academic Plan (APPL) – Assigned by a financial aid adviser following a successful SAP appeal, the academic plan is a multi-term agreement developed by the student and an academic adviser. It outlines a path of consistent, measurable academic improvement over multiple terms until the student meets SAP standards. SAP is evaluated at the end of each term based on the approved academic plan. Financial aid eligibility is determined on a term-by-term basis. Students who fail to show measurable progress toward meeting SAP requirements will be disqualified from receiving financial aid.
- If the student is following the established academic plan, the student will be awarded aid for the next term.
- If the student is not following the established agreement, the student will be allowed to appeal one more time for aid. The appeal documents will be sent electronically to the student. Aid will be offered if the appeal is approved by the Financial Aid Appeals Committee. If the appeal is denied the student will be contacted electronically by a financial aid adviser and given a detailed plan on how to regain eligibility for aid.
Approved per Professional Judgment (APPJ) – Assigned by a financial aid adviser due to a successful SAP appeal. Appeal documentation will be kept in the student’s file. This status is used for students enrolled in doctoral programs or during terms when students may be working on a dissertation where progression cannot be measured by GPA or Enrollment. Recommendation is given by the academic adviser.
Disqualified – Assigned by a financial aid adviser when a student has exhausted all appeals and is no longer eligible to receive financial aid funds.

THE SAP APPEAL PROCESS

Students who fail any of the SAP measurements resulting in the loss of eligibility may submit an appeal for an extension of eligibility directly to Financial Aid Services. Each appeal is reviewed on a case-by-case basis. Final approval will be decided by the Appeals Committee.

Elements of an SAP Appeal

A personal letter/email from the student to Financial Aid Services is required. The letter should explain the student’s mitigating circumstances that prevented the student from completing the required measurements. Some examples of mitigating circumstances are student illness, family illness, other family problems, mental health challenges, interpersonal conflicts, problems adjusting to college life, balancing school and work, etc. (Financial Aid Services has the responsibility, using professional judgment, to decide if other circumstances documented by the student can be considered.)
Signed statement from the Academic Adviser confirming they have met and discussed the SAP issue with student in developing a plan to improve academic standing. A detailed course plan, signed by the academic adviser, is required for students with a GPA of less than 1.8 and/or a completion rate of less than 70%.

Appeal Decision

Appeal approved – Financial Aid Adviser will send a notification to the student via email. The student will also receive an electronic notice when their financial aid offer has been made available.
Appeal denied – If the appeal is denied, a Financial Aid Adviser will notify the student via their SMU email account.

Financial Aid Services reviews all appeals before submitted to the Appeals Committee, which meets weekly and consists of various staff members within the Division of Enrollment Services.

Withdraws/Repeats/Incompletes/Failures – All hours attempted and earned will count toward the quantitative measure of 150% of hours a student may attempt when working toward a degree.

Course withdrawals and failures – Hours from a course with a final grade of “W” or “F” will be included as attempted hours but not earned hours for SAP measurements.
Transfer hours and consortium hours – Hours are included in attempted and earned hours. They are not counted in the cumulative GPA.

Repeated Classes and First Year Repeat – A course with a with a final grade of A, B, C, or D is considered successfully completed. A course with a final grade of F, W, or I is considered unsuccessfully completed. A successfully completed course may be repeated once when using financial aid funds to cover the course. A course that is unsuccessfully completed may be repeated no more than two times while using financial aid funds to cover the repeat hours. Once a course is successfully completed, a student can repeat the course only once and keep eligibility for financial aid funds.

Each time a course is attempted, regardless of the grade, the hours are included in the total attempted hours. Courses that are successfully completed (initial and repeat) with a passing grade are included in the total number of hours earned.

Grade of “F” – Counts toward GPA and attempted hours. They will not count as earned hours and could affect the progression rate percentage.
Incomplete Courses – Count toward attempted hours and if never completed, the student is assigned a failing grade. The grade of “F” counts toward GPA. Once an incomplete course is completed, the hours will count toward attempted and earned hours and GPA.
Summer Hours – Count toward attempted and earned hours and GPA.
Pass /Fail Courses – A passed course counts toward attempted and earned hours (but are not counted in GPA). A failed course is counted in attempted hours, but not earned hours.
Non-Credit or Remedial Courses – SMU does not offer Federal Financial Aid to students who enroll in non-credit or remedial courses, or to those students who attend the University in the summer for probationary or remediation status before the first year.

-Back to Table of Contents -

Search